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One of the most important aspects of buying a new home is obtaining a mortgage. Many factors will determine your decision making process, such as how much you will need to borrow, how long it will take you to repay a home loan, what type of mortgage is best for you, your credit history and more. Careful planning and a little research can go a long way making the process easier and less stressful. We have assembled the information below to help guide you through the mortgage process and to help you find the home loan that is right for you.

Types of home loans- Find out what types of mortgages are available in New York City, what the differences and benefits of each one are and learn which type of home loan is right for you.

Credit Tips- Important things to know about mortgage financing and your credit history.

Mortgage Refinancing- Find out if you can benefit from refinancing your current mortgage and read important tips about refinancing.

Glossary of Mortgage Terms


Monthly Mortgage Payments- See how much your monthly mortgage payments will be.

Salary Requirements- Find out how much you can afford to borrow for your mortgage.

Investment Returns- Learn whether you can make money with the property you plan to purchase by calculating your mortgage and other expenses.

City Finance

For a free mortgage pre-qualification with CityRealty's mortgage affiliate, CityFinance.com, or for more information about financing opportunities, please click here.


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All information furnished regarding New York City property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer.