HDFC apartments aren't always easy to find, but well worth the hunt. (327 East 3rd Street via Compass)
For many New Yorkers, an apartment on Fifth Avenue, Madison Avenue, or Central Park is thought to be reserved for only the city's wealthiest. However, HDFC co-ops all over New York have emerged as a beacon of hope for low- and middle-income buyers. These apartments are not necessarily easy to find, but well worth the search for the chance to live in a dream neighborhood at a price to match. We've offered some prime examples below, and don't forget to check our map at the bottom.
What is an HDFC Co-op?
HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.Read More About HDFC Co-ops→
In this article:
One Bedroom, One Bath | Listed October 11, 2018
Central Park West One-Bedroom Co-op Average: $890,000Enlarge Image
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Spacious, quiet one-bedroom steps from Central Park is filled with light from southern exposures. The kitchen comes outfitted with stainless steel appliances, including an in-unit washer/dryer. This well-run, pet-friendly building near public transportation has 11 years left on its HDFC status, so get in while you can!
Contact CityRealty for income restrictions.
Contact CityRealty for income restrictions.
Two Bedrooms, One Bath | 780 ft2 | Listed October 1, 2018
Harlem Two-Bedroom Co-op Average: $450,000Enlarge Image
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Gut-renovated corner unit is filled with sunlight from oversized double-pane windows. Features include 9'8" ceilings, laminated wood floors, new light fixtures, updated electricity, fresh paint, and a grand hallway ideal for an art collection. The kitchen has new granite counters and a separate dining area that can be converted to a home office.
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
$125,160 - Four people
$135,250 - Five people
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
$125,160 - Four people
$135,250 - Five people
Four Bedrooms, Two Baths | 1,475 ft2 | Listed October 1, 2018
East Harlem Four-Bedroom Co-op Average: $2,132,000Enlarge Image
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Sprawling, sunlit corner unit on the top floor of an elevator building features a spacious open kitchen that is ideal for entertaining. The floor plan boasts four large bedrooms, two generous baths, and amazing closet space throughout. The building is conveniently located near subway, bus, and Metro North stops to make it a commuter or traveler's dream home.
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
$125,160 - Four people
$135,250 - Five people
$145,200 - Six people
$155,280 - Seven people
$165,250 - Eight people
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
$125,160 - Four people
$135,250 - Five people
$145,200 - Six people
$155,280 - Seven people
$165,250 - Eight people
One Bedroom, One Bath | Listed September 24, 2018
Nolita/Little Italy One-Bedroom Co-op Average: $800,000Enlarge Image
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Located in an intimate building with only two apartments per floor, this downtown dream home is filled with natural light through four large-facing windows. Its comfortable layout includes an efficient kitchen, generous closet space, and hardwood flooring throughout. The building's amenities include a common laundry room and a renovated lobby, and it is located in one of New York's most vibrant neighborhoods for dining, shopping, and nightlife.
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
$154,945 - Three people
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
$154,945 - Three people
One Bedroom, One Bath | Listed October 4, 2018
East Village One-Bedroom Co-op Average: $692,000Enlarge Image
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Bright apartment on the cusp of the East Village and the Lower East Side boasts exposed brick, wood paneling, wide plank hardwood floors, soaring ceilings, and a layout flexible enough to accommodate a second bedroom. The open, eat-in kitchen has two windows and a washer/dryer.
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
$154,945 - Three people
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
$154,945 - Three people
One Bedroom, One Bath | Listed October 8, 2018
Midtown West One-Bedroom Co-op Average: $675,000Enlarge Image
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Located on a beautiful tree-lined street in the center of Hell's Kitchen, this welcoming apartment boasts 10' ceilings and windows in all rooms, including the kitchen and bath. The lofted area in the bedroom is flexible enough to be used for sleeping or storage. Building amenities include a laundry room, bike room, and a communal backyard patio.
Maximum allowable income: $34,444/year.
Maximum allowable income: $34,444/year.
Two Bedrooms, One Bath | Listed September 26, 2018
East Harlem Two-Bedroom Co-op Average: $369,000Enlarge Image
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Well-maintained apartment just east of Lenox Avenue is filled with natural light from four exposures and nine new windows. Features include high ceilings, hardwood oak floors, stainless steel appliances, renovated bath, and incredible closet space. Building amenities include a private laundry room and four private parks.
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
$125,160 - Four people
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
$125,160 - Four people
One Bedroom, One Bath | Listed September 14, 2018
Williamsburg One-Bedroom Co-op Average: $425,000Enlarge Image
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Design-lover's dream home with 10' beamed ceilings, large windows in every room, and a spacious Great Room ideal for entertaining. The walk-through galley kitchen has a deep basin sink, silestone countertops, high-end appliances, and generous cabinet space. Its location on the border of Williamsburg and Greenpoint offers easy access to McCarren Park as well as the area's best dining and nightlife.
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
One Bedroom, One Bath | Listed September 25, 2018
Broadway Corridor One-Bedroom Co-op Average: $682,000Enlarge Image
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Following a thoughtful renovation, this Upper West Side apartment combines turn-of-the-century character with modern conveniences and appliances. Features include high ceilings, exposed brick walls, new hardwood floors, recessed lighting, and excellent storage space. The open, windowed eat-in kitchen is equipped with a copper farmhouse sink, custom cabinetry, and state-of-the-art appliances. Central Park, Whole Foods and Trader Joe's, and transportation are a short walk away.
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
Two Bedrooms, One Bath | 926 ft2 | Listed October 11, 2018
East Harlem Two-Bedroom Co-op Average: $612,500Enlarge Image
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Large apartment boasts beautiful southern exposure, a spacious dining area, oversized bedrooms, and generous closet space. The open kitchen has been renovated with updated countertops, stainless steel appliances, a new dishwasher and refrigerator, and recently installed hardwood floors. Building amenities include 24-hour security, live-in super, storage, laundry room, and landscaped outdoor area.
Income Restrictions:
$114,000 - Two people
$133,000 - Three people
Income Restrictions:
$114,000 - Two people
$133,000 - Three people
Would you like to tour any of these properties?
Just complete the info below.
Or call us at (212) 755-5544
Would you like to tour any of these properties?
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