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A selection of the HDFC co-ops on the market
To look at the record-breaking condos and stratospheric sales prices, low- and middle-income buyers might reach the conclusion that there is no place for them in New York. That would be an incorrect one: HDFC apartments can be found at jaw-dropping prices, but from the other extreme. They're not always easy to find, and the income restrictions must be heeded, but they are well worth the hunt. Below, see our selection of HDFC units in highly coveted Manhattan neighborhoods.

What is an HDFC Co-op?

HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.

Learn More About HDFC Co-ops Here

Two Bedrooms, One Bath | Listed January 31, 2019

Lower East Side Two-Bedroom Co-op Average: $937,500
141-Attorney-Street-1 All images of 141 Attorney Street via Corcoran
141-Attorney-Street-2 Bedroom
141 Attorney Street #2B floor plan Floor plan
Recently renovated apartment on the Lower East Side boasts high ceilings, gorgeous hardwood floors, ample closet space, windowed kitchen, and new bath. The corner living room has amazing light from four large windows and two exposures. The building offers a renovated lobby, video intercom system, storage, and easy subway access.

$160,000 income cap

Three Bedrooms, One Bath | Listed June 8, 2018

Broadway Corridor Three-Bedroom Co-op Average: $1,810,000
61-West-105th-Street-1 All images of 61 West 105th Street via Kian Realty
61-West-105th-Street-2 Kitchen
61 West 105th Street #5 floor plan Floor plan
Prewar apartment on the Upper West Side features 10' ceilings, windows in every room, and triple exposures. It also offers an enviable location only two blocks from Central Park, right between a choice of subway stops, and surrounded by restaurants.

$320,000 income cap

Two Bedrooms, One Bath | Listed September 12, 2018

Morningside Heights Two-Bedroom Co-op Average: $749,000
175-Claremont-Avenue-1 All images of 175 Claremont Avenue via Corcoran
175-Claremont-Avenue-2 Kitchen
175 Claremont Avenue #4 floor plan Floor plan
Well-appointed Upper West Side apartment features high ceilings, western exposure, windowed bath, and prime location. The windowed kitchen has recently been renovated with granite countertops, stainless steel appliances, and abundant cabinetry.

Contact CityRealty for income restrictions.

One Bedroom, One Bath | Listed January 29, 2019

Midtown West One-Bedroom Co-op Average: $703,000
418-West-46th-Street-1 All images of 418 West 46th Street via Compass
418-West-46th-Street-2 Bedroom
418 West 46th Street #2B floor plan Floor plan
Prewar apartment in a Hell's Kitchen townhouse features historic details, high ceilings, hardwood floors, oversized windows, open kitchen, and tiled bath. The bedroom has an exposed brick wall and amazing light from southern exposure. Residents enjoy easy access to the Theater District and multiple transportation options.

Income Restrictions:

$120,615 - Individual buyer
$137,775 - Two people

Studio, One Bath | 475 ft2 | Listed February 13, 2019

Midtown West Studio Co-op Average: $479,000
498-West-55th-Street-1 All images of 498 West 55th Street via Sotheby's
498-West-55th-Street-2 Kitchen
498 West 55th Street #3W floor plan Floor plan
Gracious studio in a centrally located, pet-friendly building boasts excellent light, high ceilings, through-the-wall air conditioning, formal entry foyer, generous closet space, and renovated bath. Custom cabinets give the open kitchen abundant storage space.

Contact CityRealty for income restrictions.

Four Bedrooms, One Bath | Listed August 22, 2018

Harlem Four-Bedroom Co-op Average: $475,000
229-West-144th-Street-1 All images of The Commodore via R New York
229-West-144th-Street-2 Kitchen
229 West 144th Street #34 floor plan Floor plan
Four-bedroom home in the heart of Harlem awaits a creative buyer and a designer's touch. Two bedrooms face south, the kitchen and bath have windows, and the entire apartment enjoys amazing natural light.

Contact CityRealty for income restrictions.

One Bedroom, One Bath | 475 ft2 | Listed February 18, 2018

Hamilton Heights One-Bedroom Co-op Average: $339,000
3692-Broadway-1 All images of 3692 Broadway via Randall Property Group
3692-Broadway-2 Home office
3692 Broadway #1 floor plan Floor plan
Bright Hamilton Heights home features western and southern exposures, 9' ceilings, and peaceful den that can serve as a home office. The prewar building is conveniently located near Riverside Park, Henry Hudson Parkway, and several subway stops, restaurants, and grocery stores.

Contact CityRealty for income restrictions.

Two Bedrooms, One Bath | Listed January 30, 2019

Hamilton Heights Two-Bedroom Co-op Average: $500,000
524-West-151st-Street-1 All images of 524 West 151st Street via Compass
524-West-151st-Street-2 Kitchen
524 West 151st Street #3 floor plan Floor plan
Spacious, flexible Hamilton Heights home has an updated bath and kitchen with new stainless steel appliances. Convenient uptown location offers easy access to Riverbank State Park, supermarkets, night life, and transportation.

Income Restrictions:

$72,600 - Individual buyer
$82,920 - Two people
$93,420 - Three people
$103,560 - Four people

Two Bedrooms, One Bath | Listed January 3, 2019

Washington Heights Two-Bedroom Co-op Average: $585,000
546-West-156th-Street-1 All images of 546 West 156th Street via Canion Investment
546-West-156th-Street-2 Kitchen
546-West-156th-Street-3 Office area
Airy uptown apartment boasts open layout, new hardwood flooring, windows in every room, and southern and northwestern exposures. The pantry in the eat-in kitchen offers excellent storage space.

Income Restrictions:

$85,789 - Individual buyer
$91,507 - Two people
$97,029 - Three people

One Bedroom, One Bath | Listed January 8, 2019

Harlem One-Bedroom Co-op Average: $319,000
30-Macombs-Place-1 All images of 30 Macombs Place via Douglas Elliman
30-Macombs-Place-2 Kitchen
30 Macombs Place #21 floor plan Floor plan
This uptown apartment has a highly flexible layout, pin-drop quiet, prewar details, and windows in every room. The building is in a prime Harlem location near Jackie Robinson Park, the Harlem River, countless popular restaurants, and several subway stops.

Income Restrictions:

$87,720 - Individual buyer
$100,200 - Two people

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