Features
To look at the record-breaking condos and stratospheric sales prices, low- and middle-income buyers might reach the conclusion that there is no place for them in New York. That would be an incorrect one: HDFC apartments can be found at jaw-dropping prices, but from the other extreme. They're not always easy to find, and the income restrictions must be heeded, but they are well worth the hunt. Below, see our selection of HDFC units in highly coveted Manhattan neighborhoods.
Learn More About HDFC Co-ops Here→
What is an HDFC Co-op?
HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.Learn More About HDFC Co-ops Here→
Two Bedrooms, One Bath | Listed January 31, 2019
Lower East Side Two-Bedroom Co-op Average: $937,500


Recently renovated apartment on the Lower East Side boasts high ceilings, gorgeous hardwood floors, ample closet space, windowed kitchen, and new bath. The corner living room has amazing light from four large windows and two exposures. The building offers a renovated lobby, video intercom system, storage, and easy subway access.
$160,000 income cap
$160,000 income cap
Three Bedrooms, One Bath | Listed June 8, 2018
Broadway Corridor Three-Bedroom Co-op Average: $1,810,000


Prewar apartment on the Upper West Side features 10' ceilings, windows in every room, and triple exposures. It also offers an enviable location only two blocks from Central Park, right between a choice of subway stops, and surrounded by restaurants.
$320,000 income cap
$320,000 income cap
Two Bedrooms, One Bath | Listed September 12, 2018
Morningside Heights Two-Bedroom Co-op Average: $749,000


Well-appointed Upper West Side apartment features high ceilings, western exposure, windowed bath, and prime location. The windowed kitchen has recently been renovated with granite countertops, stainless steel appliances, and abundant cabinetry.
Contact CityRealty for income restrictions.
Contact CityRealty for income restrictions.
One Bedroom, One Bath | Listed January 29, 2019
Midtown West One-Bedroom Co-op Average: $703,000


Prewar apartment in a Hell's Kitchen townhouse features historic details, high ceilings, hardwood floors, oversized windows, open kitchen, and tiled bath. The bedroom has an exposed brick wall and amazing light from southern exposure. Residents enjoy easy access to the Theater District and multiple transportation options.
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
Income Restrictions:
$120,615 - Individual buyer
$137,775 - Two people
Studio, One Bath | 475 ft2 | Listed February 13, 2019
Midtown West Studio Co-op Average: $479,000


Gracious studio in a centrally located, pet-friendly building boasts excellent light, high ceilings, through-the-wall air conditioning, formal entry foyer, generous closet space, and renovated bath. Custom cabinets give the open kitchen abundant storage space.
Contact CityRealty for income restrictions.
Contact CityRealty for income restrictions.
Four Bedrooms, One Bath | Listed August 22, 2018
Harlem Four-Bedroom Co-op Average: $475,000


Four-bedroom home in the heart of Harlem awaits a creative buyer and a designer's touch. Two bedrooms face south, the kitchen and bath have windows, and the entire apartment enjoys amazing natural light.
Contact CityRealty for income restrictions.
Contact CityRealty for income restrictions.
One Bedroom, One Bath | 475 ft2 | Listed February 18, 2018
Hamilton Heights One-Bedroom Co-op Average: $339,000


Bright Hamilton Heights home features western and southern exposures, 9' ceilings, and peaceful den that can serve as a home office. The prewar building is conveniently located near Riverside Park, Henry Hudson Parkway, and several subway stops, restaurants, and grocery stores.
Contact CityRealty for income restrictions.
Contact CityRealty for income restrictions.
Two Bedrooms, One Bath | Listed January 30, 2019
Hamilton Heights Two-Bedroom Co-op Average: $500,000


Spacious, flexible Hamilton Heights home has an updated bath and kitchen with new stainless steel appliances. Convenient uptown location offers easy access to Riverbank State Park, supermarkets, night life, and transportation.
Income Restrictions:
$72,600 - Individual buyer
$82,920 - Two people
$93,420 - Three people
$103,560 - Four people
Income Restrictions:
$72,600 - Individual buyer
$82,920 - Two people
$93,420 - Three people
$103,560 - Four people
Two Bedrooms, One Bath | Listed January 3, 2019
Washington Heights Two-Bedroom Co-op Average: $585,000


Airy uptown apartment boasts open layout, new hardwood flooring, windows in every room, and southern and northwestern exposures. The pantry in the eat-in kitchen offers excellent storage space.
Income Restrictions:
$85,789 - Individual buyer
$91,507 - Two people
$97,029 - Three people
Income Restrictions:
$85,789 - Individual buyer
$91,507 - Two people
$97,029 - Three people
One Bedroom, One Bath | Listed January 8, 2019
Harlem One-Bedroom Co-op Average: $319,000


This uptown apartment has a highly flexible layout, pin-drop quiet, prewar details, and windows in every room. The building is in a prime Harlem location near Jackie Robinson Park, the Harlem River, countless popular restaurants, and several subway stops.
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
Income Restrictions:
$87,720 - Individual buyer
$100,200 - Two people
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