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It's tough finding an apartment in New York City at any price.You might think snagging a place with plenty of potential for under $500,000 can't be done, but with some effort and a little bit of luck, it is possible. And when you own your home there are lots of creative ways to make it great. Below are some recently-listed apartments-some of which are in the city's priciest neighborhoods, to boot-for a rare low-six-figure price.

24 Cornelia Street

24 Cornelia Street, #12 

Price: $450,000


When it comes to location, it's nearly impossible to beat pretty Cornelia Street in the West Village. With this find of a studio, you also get lots of light, high ceilings, large windows, a working fireplace, exposed brick, a large bathroom and great closet space. All this, in a well-maintained co-op building with a live-in super, a huge private garden, and laundry. We have a feeling that "this one will go fast" actually applies here.

85 Livingston Street

The Robert Livingston, 85 Livingston Street, #16O

Price: $479,000


Now that Downtown Brooklyn is hot, this extra-large alcovestudio with a new renovation and a great layout is looking like quite a catch.A kitchen built to please any picky cook is complete with stainless steel SubZero and Fisher Paykelappliances; the bath gets the high-end treatment too. Abundant storage spaceand custom closets keep clutter at bay. This full-service building sits at theborder of Brooklyn Heights and Cobble Hill, a short stroll from world-classrestaurants, cafes, and subway lines.

424 East 77th Street

424 East 77th Street , #1D

Price: $399,000


This lovely, renovated and surprisingly spacious Upper East Side one bedroom co-op has high ceilings, a modern kitchen (there's even a wine fridge), a big bedroom and, wonder of wonders, your very own large backyard. If you don't mind first-floor living, this Lenox Hill home on a quiet street near John Jay Park sounds almost perfect.

305 West 150th Street

305 West 150th Street, #710

Price: $482,000


Perhaps you're looking for a brand-new interior in a luxurious condo conversion? This seven-story prewar elevator building offers elegantly renovated one-bedroom apartments with high ceilings, solid oak flooring, caesarstone countertops, and bathrooms with Duravit deep soaking tubs. Just adjacent Jackie Robinson Park, the apartments here are a thoughtful mix of vintage and modern, with plenty of convenient shopping and other amenities nearby as well as a veritable alphabet soup of subway lines.

201 West 16th Street

201 West 16th Street , #14C

Price: $499,000


This spacious and colorful studio has high ceilings, hardwood floors, three large closets and lots of privacy in the heart of Hudson Heights. This elevator building has laundry in basement, a live-in super, a part-time doorman and a garden area, and you're close to the Cloisters, Fort Tryon Park, public transportation, restaurants, shopping and much more.