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A blog from CityRealty (Links below will take you to the 6sqft site)

Features

This home at The Sycamore comes with the option to buy, rent, or rent-to-own (Compass) This home at The Sycamore comes with the option to buy, rent, or rent-to-own (Compass)
Rent-to-own programs have historically been few and far between in New York City, but are seeing new life in response to the economic uncertainty created by the coronavirus pandemic. Not only does such an arrangement allow prospective buyers to see how they like the apartment, amenities, and neighborhood before taking the plunge, but it also buys some time to clean up any blemishes on their credit. At One Manhattan Square, the sponsor will even credit a full year's rent value towards the purchase of an apartment; others are willing to apply the rent to closing costs.

However, rent-to-own apartments aren't as easy as taking a car for a test drive before making the decision to buy it. Before such an arrangement can take place, an option agreement, purchase agreement, and rental agreement must first be drafted; please note that more paperwork also means more legal fees. It is highly unlikely that buyers in a rent-to-own apartment would be able to apply for a mortgage until they were ready to close on the purchase, which makes it possible that mortgage rates could go up between now and then. Those seeking to take part in such a program are advised to keep a sharp eye on the terms of the rent credit as well as the bank's lending requirements.

If you don't want to deal with increased paperwork and scrutiny involved in the programs, a prospective buyer can simply rent the apartment at its market-rate price and purchase the unit (if still available to buy) at a later date. Below these featured rent-to-buy program listings, we provided a list of apartments throughout NYC that are both for sale and for rent. Please be advised that the prices below are not rent-to-own prices, and that market-rate rents are typically lower than those in a rent-to-own program.

Rent-to Own Program Listings

100-Barclay-Street-01 All images of One Hundred Barclay Tribeca via The Corcoran Group
At One Hundred Barclay Tribeca, one of the city's first Art Deco skyscrapers has been transformed into a luxury condominium with over 40,000 square feet of amenities. Interiors blend iconic pre-war architecture with effortless loft living. Beautiful 7' casement windows, 10' ceilings, and 4" white oak floors create ample proportions with generous light and air.Rent-to-own program allows a portion of the monthly rent to go towards the full purchase price of the home. See full details here.
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252-South-Street-01 All images of One Manhattan Square via Extell
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Sizable residences enjoy sweeping views of New York Harbor and the expanse of the city skyline. Warm, modern interiors are brought to life by the renowned design team at Meyer Davis Studio. Residents of One Manhattan Square will have over 100,000 square feet of resort-like amenities designed by Meyer Davis Studio spanning across four floors with rest, relaxation and entertainment in mind. Should you buy within 12 months, sponsor credits a full year's rent value toward your purchase. See floor plan and full details here.

5-49-Borden-Avenue-01 All images of One Hunter's Point via Compass
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Furnished rental in a prime section of Long Island City enjoys northern and southern exposures, upgraded hardwood floors, and private terrace off the living room. The pass-through chef's kitchen is outfitted with stainless steel appliances, wood cabinetry, island countertop, and range hood. The living room and second bedroom look out on direct views of Lower Manhattan. Rent-to-own option considered. See floor plan and full details here.

220-Madison-Avenue-01 All images of The John Murray House via Compass
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Prewar home on Madison Avenue overlooks the iconic Morgan Library and Museum through pin-drop quiet City Windows. The kitchen has been renovated with granite countertops and stainless steel appliances. The bath has recently been renovated, and there is a large dressing room off the primary bedroom. Rent-to-own available. See floor plan and full details here.

250-East-30th-Street-01 All images of The Sycamore via Compass
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Each room of Residence 7F is bathed in light coming from a southern exposure. The living room also has an eastern exposure ensuring light from sunrise to sunset each day. The apartment features hardwood floors throughout, a windowed chef's kitchen with a breakfast bar, excellent storage throughout, and a fully renovated bathroom. The apartment owner is also open to rent-to-buy / rent-to-own leases. See floor plan and full details here.

1601-Third-Avenue-01 All images of Ruppert Towers 1 via Triplemint
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As you step to your oversized living room, you will immediately notice the open city views, accompanied by sun beams that fill the apartment with natural light galore. The kitchen walls were moved to create a large and welcoming open chef's kitchen with high-end Bosch appliances, soft-close cabinetry, and premium quartz countertops. A head-to-toe renovation was done with state-of-the art finishes, including new HVAC, and total electric and plumbing upgrade. Rent to buy option is available. See floor plan and full details here.

429-Kent-Avenue-01 All images of Oosten via Compass
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Situated on the vibrant South Williamsburg waterfront with endless amenities, Oosten brings luxury living in New York City to a whole new level. The building's stunning glass facade with gunmetal-framed floor-to-ceiling windows gives every residence the modern touch, as well as a taste of the original Williamsburg. For the interiors, Boon's design features calming colors and clean lines that perfectly accentuate the roomy, airy features of the homes. Rent to own options available. See floor plan and full details here.

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