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A blog from CityRealty (Links below will take you to the 6sqft site)

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Our Featured Listings Start From $300K Our Featured Listings Start From $300K
HDFC (Housing Development Fund Corporation) co-ops are a beacon of hope for low- and middle-income buyers. They're definitely not easy to find, but they're out there and worth a look. Don't assume you don't qualify: Qualifying income ranges are broad and can be a lot higher than you might assume – be sure to check the listings for income caps or contact the broker if none are shown.

Check out this week's rundown of recent listings and our map below and for some fine examples. We'll update our map showing all the HDFC listings on a monthly basis.

What is an HDFC Co-op?

HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.

Read More About HDFC Co-ops

1 Bed, 1 Bath

341 bedroom living room Open living area & kitchen (Photos via Corcoran)
341 bedford kitchen Kitchen
341 bedford bedroom Bedroom
This true-two bedroom HDFC listing is located in prime Williamsburg – just a few blocks away from the Domino Sugar redevelopment, Williamsburg Cinemas, and Whole Foods. The apartment itself is quite nice, with modern recessed lighting and hardwood floors throughout. The sizeable open layout kitchen features granite countertops and stainless steel appliances and the bathroom has an over-sized walk-in shower. Maintenance is just $470/month. Transportation options include the Marcy Avenue J/M/Z train and the Bedford Avenue L train.

Income Restrictions:

$104,775 - Individual

$119,625 - Family of 2

$134,640 - Family of 3

2 Beds, 1 Bath

35 crown street living room Living Room (Photos via Level Group)
35 crown street kitchen Kitchen
35 crown street bedroom Bedroom
This next listing is situated in a Crown Heights pet-friendly co-op with a live-in super. It is a two-bedroom spread with a kitchen that was recently renovated. Perfectly pre-war, the apartment boasts a large master bedroom, an open living and dining area, a dishwasher, and a washer and dryer. The building is super close to Prospect Park (a block down), the Brooklyn Botanic Gardens, and the Brooklyn Museum. Oh, and the Franklin Avenue 2/3/4/5 trains are just four blocks up.

Income Restrictions:

$110,220 - Individual

$126,060 - Family of 2

$141,735 - Family of 3

1 Bed, 1 Bath

229 west 144 living room Living Room (Photos via Meier Real Estate)
229 west 144 kitchen Kitchen
229 west 144 bedroom Bedroom
For this next listing, we're moving on up to Harlem, a neighborhood ripe with lots of HDFC listings. 229 West 144th Street is nestled between Sugar Hill and Hamilton Heights and boasts plenty of shopping and transportation options, including the 3 and A/B/C/D trains. The one-bedroom apartment is fully updated with stainless steel appliances, a washing machine, and a modern bathroom. Monthly maintenance is $550.

Income Restrictions:

Contact the broker for more details.

1 Bed, 1 Bath

111 south 3rd street living Living Area (Photos via Corcoran)
111 south 3rd street kitchen Kitchen
111 south 3rd street dining Dining Area/Kitchen
Another Brooklyn HDFC! Christmas decor aside, this modern and recently renovated one-bedroom residence has a lot going for it. Features include recessed lighting throughout, a sound system, a washer/dryer, an Italian kitchen, and a custom bathroom with a waterfall shower. The building boasts a new common garden, a video intercom, a live-in super, and an ideal location by Williamsburg's waterfront.

Income Restrictions:

Contact the broker for more details.

1 Bed, 1 Bath

353W47 Living Room Living Room (Photos via Douglas Elliman)
353W47 kitchen Kitchen/Dining
353W47 bedroom Bedroom
Now here's a deal you don't see too often.
Unit #2FE is a large one-bedroom apartment situated in the top luxury neighborhood of Midtown West. While the kitchen needs some work, it has a ton of appeal – did you see that fireplace? The building is also just steps from the A/C/E trains and Central Park. Monthly maintenance is an affordable $342.

Income Restrictions:

Contact the broker for more details.

You can check the map below for more current NYC HDFC Co-op Listings:

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Content Specialist Sandra Herrera Sandra Herrera is a writer, editor, and graphic designer based in Brooklyn, NY.