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280 Mott Street via Corcoran 280 Mott Street via Corcoran
For some New Yorkers, Madison Avenue represents the ultimate in luxury. Others find themselves drawn to the energy of downtown living. Either way, they're attracted to some of the most expensive areas in the city. However, it doesn't have to be that way. HDFC co-ops are not necessarily easy to find, but shouldn't be counted out as they offer the chance to live in a dream neighborhood for a fraction of the price. We've uncovered prime examples from Nolita to Washington Heights.

What is an HDFC Co-op?

HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.

Read More About HDFC Co-ops

In this article:

40 Tiemann Place
40 Tiemann Place Morningside Heights
280 Mott Street
280 Mott Street NoLiTa/Little Italy
316 West 47th Street
316 West 47th Street Midtown West
The Lenox Court, 100 West 141st Street
The Lenox Court, 100 West 141st Street Harlem
678 Saint Nicholas Avenue
678 Saint Nicholas Avenue Harlem



Two Bedrooms, One Bath | Listed November 20, 2018

Morningside Heights Two-Bedroom Co-op Average: $772,000
40-Tiemann-Place-1 All images of 40 Tiemann Place via Bond NY
40-Tiemann-Place-2 Kitchen
40-Tiemann-Place-3 Bedroom
40 Tieamnn Place #3A floor plan Floor plan
Classic corner apartment in classic, centrally located prewar building features original moldings, exposed brick, restored original door, and new fixtures and fans. The windowed kitchen has been renovated with marble countertops, soft-close drawers, and high-end appliances. The bath has been updated and features a large walk-in shower.

Contact CityRealty for income restrictions.

One Bedroom, One Bath | 500 ft2 | Listed November 19, 2018

Harlem One-Bedroom Co-op Average: $310,000
660-Saint-Nicholas-Avenue-1 All images of 660 Saint Nicholas Avenue via Stribling
660-Saint-Nicholas-Avenue-2 Kitchen
660-Saint-Nicholas-Avenue-3 Bath
Beautiful apartment on the fourth floor of a classic Harlem walk-up features abundant natural light, hardwood floors, wood cabinets, and large bedroom and bath. The renovated open kitchen is outfitted with professional grade Frigidaire appliances.

Income Restrictions:

$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people

Studio, One Bath | 500 ft2 | Listed November 12, 2018

Hamilton Heights Studio Co-op Average: $287,500
145-Morningside-Avenue-1 All images of 145 Morningside Avenue via Keller Williams
145-Morningside-Avenue-2 Kitchen
145-Morningside-Avenue-3 Sleeping area
145 Morningside Avenue #1D floor plan Floor plan
First-floor loft studio opens to a generous foyer with a walk-in closet large enough to double as a home office. Between the convertible dining table and designer custom Murphy bed, every inch of space is graciously utilized. The kitchen has been tastefully renovated with new appliances, and the 1920s Art Deco-style bath has also been renovated. Building amenities include a landscaped garden, new laundry room, bike room, and storage upon request.

Income Restrictions:

$87,720 - Individual buyer
$100,200 - Two people

Two Bedrooms, One Bath | Listed October 12, 2018

Nolita Two-Bedroom Co-op Average: $875,000
280-Mott-Street-1 All images of 280 Mott Street via Corcoran
280-Mott-Street-2 Kitchen
280-Mott-Street-3 Bedroom
280 Mott Street #4R floor plan Floor plan
Rarely available Nolita apartment features exposed brick, hardwood floors, French windows, and two decorative fireplaces. The open kitchen has recently been updated, and the dining area is large enough for family-style gatherings. Building amenities include laundry and storage in the basement.

$34,992 income cap

Two Bedrooms, One Bath | Listed October 25, 2018

Washington Heights Two-Bedroom Co-op Average: $875,000
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501-West-156th-Street-1 All images of 501 West 156th Street via Compass
501-West-156th-Street-2 Living room
501-West-156th-Street-3 Bedroom
Spacious uptown apartment features soaring ceilings, long halls, and hardwood floors throughout. The windowed kitchen is filled with natural light. Both bedrooms offer generous closet space, and the master bedroom can easily fit a king-size bed.

Contact CityRealty for income restrictions.

Two Bedrooms, One Bath | Listed November 15, 2018

Midtown West Two-Bedroom Co-op Average: $1,162,000
316-West-47th-Street-1 All images of 316 West 47th Street via Douglas Elliman
316-West-47th-Street-2 Entry foyer and dining area
316-West-47th-Street-3 Kitchen
316 West 47th Street #2R floor plan Floor plan
Spacious apartment in the heart of New York City offers well-proportioned rooms, amazing natural light, generous closet space, and an in-unit washer/dryer. The boutique brownstone building has recently been updated. It is a short walk from the Theater District, Hudson River Park, and local transportation.

Income Restrictions:

$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people

One Bedroom, One Bath | Listed October 26, 2018

Crown Heights One-Bedroom Co-op Average: $412,000
35-Crown-Street-1 All images of 35 Crown Street via Spire Group
35-Crown-Street-2 Kitchen
35-Crown-Street-3 Bedroom
Gorgeous apartment in the heart of Crown Heights offers classic prewar details, lots of light, and a generous floor plan. The well-kept building has a live-in super and welcomes pets on a case-by-case basis. Prospect Park, the Brooklyn Botanic Gardens, the Brooklyn Museum, and transportation are a short walk away.

Income Restrictions:

$110,200 - Individual buyer
$126,060 - Two people
$141,735 - Three people
$157,410 - Four people

Four Bedrooms, One Bath | Listed November 13, 2018

Harlem Four-Bedroom Co-op Average: $1,087,500
100-West-141st-Street-1 All images of Lenox Court via Spire Real Estate
100-West-141st-Street-2 Kitchen
100-West-141st-Street-3 Bedroom
Prewar Harlem apartment offers windows in every room, 10' ceilings, and generous proportions. The kitchen has been opened up into the living room, and the hallway is ideal for an art collection. Building amenities include an updated elevator, an intercom system, and two supers.

Income Restrictions:

$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people
$125,160 - Four people
$135,250 - Five people
$157,300 - Six people

One Bedroom, One Bath | Listed October 25, 2018

Harlem One-Bedroom Co-op Average: $310,000
678-Saint-Nicholas-Avenue-1 All images of 678 Saint Nicholas Avenue via Keller Williams
678-Saint-Nicholas-Avenue-2 Bedroom
678-Saint-Nicholas-Avenue-3 Living room
678 Saint Nicholas Avenue #35 floor plan Floor plan
Bring your designer to this Sugar Hill apartment! Features include 9' ceilings, eastern exposure, windowed kitchen, generous closet space, and windows in every room. Jackie Robinson Park, public transportation, and popular local restaurants and shops are a short walk away.

Income Restrictions:

$87,720 - Individual buyer
$100,200 - Two people
$112,680 - Three people

Five Bedrooms, One Bath | 1,500 ft2 | Listed October 25, 2018

Broadway Corridor Four+ -Bedroom Co-op Average: $6,495,000
145-West-105th-Street-1 All images of 145 West 105th Street via Digs Realty Group
145-West-105th-Street-2 Views
145 West 105th Street #3W floor plan Floor plan
Rarely available opportunity on the Upper West Side! Features include high ceilings, oversized windows, southern exposure, flexible layout, preserved details, and hardwood floors. Building amenities include live-in super and easy access to public transportation.

Income Restrictions:

$120,615 - Individual buyer
$137,775 - Two people
$154,935 - Three people
$172,095 - Four people
$185,955 - Five people
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Would you like to tour any of these properties?
Just complete the info below.
  1. Select which properties are of interest to you:

Or call us at (212) 755-5544
Would you like to tour any of these properties?
Content Specialist Michelle Mazzarella Michelle is a contributing writer and editor for real estate news in New York City