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Rundown of the best recently-listed HDFC co-ops in NYC Rundown of the best recently-listed HDFC co-ops in NYC
HDFC (Housing Development Fund Corporation) co-ops are a beacon of hope for low- and middle-income buyers. They're definitely not easy to find, but they're out there and worth a look. Don't assume you don't qualify: Qualifying income ranges are broad and can be a lot higher than you might assume – be sure to check the listings for income caps or contact the broker if none are shown.

Check out this week's rundown of recent listings and our map below and for some fine examples. We'll update our map showing all the HDFC listings on a monthly basis.

What is an HDFC Co-op?

HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.

Read More About HDFC Co-ops

1 bed, 1 bath

 
 
 
 
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Starting things off right in the iconic East Village! This one-bedroom, one-bath residence is bright and airy, with all the enviable features like super tall ceilings, oversized windows, and classic hardwood floors. The home offers some flexibility with its spacious living area that can provide enough space for a dining or home office setup. The gorgeous windowed kitchen was renovated and has fine custom cabinetry, handsome tile-work, granite countertops, and exposed brick. You can also expect the latest appliances, including a dishwasher and gas range. Last but not least, the bathroom contains floor-to-ceiling tile, a large tub/shower, and a spacious vanity cabinet. Monthly Maintenance is only $533. 283 East 4th Street is a pet-friendly building conveniently located near the F, M, J & Z trains.

Income Restrictions:

Contact the broker for more details.

2 beds, 1 bath

 
 
 
 
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Presenting a rare find - a two-bedroom, one-bath home for just $420K near the L, J, M & Z trains in Williamsburg. Situated in a pre-war walk-up building, unit A is a well laid-out home with a separate windowed kitchen and an in unit-washer/dryer. Monthly maintenance is just $470. 341 Bedford Avenue is a well-maintained co-op building just four blocks away from the East River waterfront and the Domino Sugar development.

Income Restrictions:

$104,775 - Individual

$119,625 - Family of 2

$134,640 - Family of 3

1 bed, 1 bath

 
 
 
 
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This next HDFC listing is a handsome and spacious unit with the opportunity to use the second room as an office or second bedroom. The Harlem home features hardwood floors, two walk-in closets, a controllable heating system, and plenty of windows that provide northern, southern and eastern exposures. It's also pre-wired for cable and the internet. 310 West 122nd Street is a pet-friendly walk-up building with a video intercom, 24-hour laundry room, storage cages (extra), bike storage, a new community outdoor space, and keyless entry. It's also close to Columbia University, Harlem's restaurant row on 8th Avenue, Morningside Park, and the A, B, C and D subway lines.

Income Restrictions:

$80,160 - Individual

$91,680 - Family of 2

$103,080 - Family of 3

2 beds, 1 bath

 
 
 
 
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Another two-bedroom listing comes from Maple Court, an East Harlem elevatored building that provides a 24-hour doorman, live-in super, bike room, fitness center, community room, landscaped courtyard, and two laundry rooms. For just $375K and a monthly maintenance fee of $1,152, you can live in a beautiful light-filled unit with high ceilings, hardwood floors, and a renovated kitchen with stainless steel appliances and marble countertops. Other perks include having the 4, 5, 6, 2 & 3 trains and Metro North nearby.

Income Restrictions:

103,080 - Family of 2

$120,260 - Family of 3

1 bed, 1 bath

 
 
 
 
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The best deal on this week's HDFC rundown comes from 330 South 3rd Street, a pet-friendly pre-war building featuring a handy super, an intercom system, and renovated hallways, stairwells, and foyer. The unit itself is a one-bedroom, one-bath going for an affordable $279K with a monthly fee of $562. Features include a windowed kitchen that opens into the living/dining area, west-facing windows, oak hardwood floors and a fresh coat of paint. Lastly, the renovated bathroom includes subway tiles and a stand-alone shower with sliding glass doors. The J, M & Z trains lie just three blocks away.

Income Restrictions:

$80,160 - Individual

$91,680 - Family of 2

You can check the map below for more current NYC HDFC Co-op Listings:
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Content Specialist Sandra Herrera Sandra Herrera is a writer, editor, and graphic designer based in Brooklyn, NY.