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A blog from CityRealty (Links below will take you to the 6sqft site)

Features

Maple Cour Maple Cour
In a city that set the record for the country's most expensive home sale, and where a $14 million penthouse is considered a steal, low- and middle-income buyers might reach the conclusion that there is no place for them in New York. That would be an incorrect one: HDFC apartments can be found at jaw-dropping prices but from the other extreme. They're not always easy to find, and the income restrictions must be heeded, but they are well worth the hunt. Below, see our selection of HDFC units thorughout the city.

What is an HDFC Co-op?

HDFC units were created several decades ago as a way for tenants in poorly managed buildings to take control of the property and form cooperatives. The city sold these apartments to residents for a mere $250 a piece. Obviously they no longer trade for that price, but they do often sell for far less than what a comparable market rate unit in the same neighborhood would.

Learn More About HDFC Co-ops Here


307-West-111th-Street-01 All images of The Park View via Compass
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From the listing: This spacious two-bedroom home offers southern exposure flooding the master bedroom with natural light, fantastic closet space and an uber spacious eat-in kitchen with W/D hookup. Location cannot be beat with Central Park and Morningside Park just steps away. HDFC Income Restrictions Apply: 1 - $95,520; 2 - $109,200; 3 - $122,880; 4 - $136,440. See floor plan and full details here.

504-west-135th-Street (BHS)
From the listing: Watch the seasons change from your living room or either bedroom as you have unobstructed views of Marcus Garvey Park from all three rooms! The building has 24 hour attended lobby, landscaped outdoor courtyard, gym, community room and storage. Maple Court is an HDFC with the following income restrictions: For up to 2 people:120% AMI ($136,440). For 3 or more people: 140% AMI ($159,180). See floor plan and full details here.

(Douglas Elliman)
From the listing: Light-blasted top floor 2 Bedroom apartment with 1 Bath in well-maintained and well regarded HDFC co-op. Current Income Standards are: $87,720.00 for 1-person household, $100,200.00 for 2, $112,680.00 for 3 .Excellent condition with full size kitchen appliances, 4 closets and 2 bedrooms. This is a walk-up building with laundry, bike and general storage areas, and solar panels. See floor plan and full details here.

108-West-114th-Street-01 All images of 108 West 114th Street via Compass
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From the listing: Located in one of Harlem's most desirable areas and just blocks away from Central Park, Marcus Garvey Park, and Morningside Park. Open the door to this well appointed one bedroom apartment with a spacious yet separate layout and original hardwood flooring throughout. This is an HDFC Co-op building that has income restriction which is 120% of the area Median Income: 1 person max income is $95,520; 2 persons max income is $109,2000. See floor plan and full details here.

50-West-106th-Street-01 All images of 50 West 106th Street via Bond NY
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From the listing: This sunny and bright, corner two-bedroom apartment, with windows in every room---located on the 12th floor, has views of Central Park, and northern views that look all the way to Harlem, St. John the Divine, and beyond! The 9' beamed ceilings enhance the space, as does the picture rail molding. Income limits apply in this HDFC co-op. See floor plan and full details here.

229-West-144th-Street-01 All images of The Commodore via Compass
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From the listing: Nestled between Adam Clayton Powell and Frederick Douglass Boulevards, this large one-bedroom, one-bathroom walk-up is ready to be your new home. It comes updated with new flooring along with tons of cabinet space. You'll love the details like the original details on the walls throughout the apartment, an updated bathroom and north-facing views with lots of light all day. Income guidelines under Section 576 of Article Xl in the Private Housing Finance Law. See floor plan and full details here.

180-St-Nicholas-Avenue-01 All images of The Vallamont via CORE NYC
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From the listing: With soaring 10.5-foot ceilings, an open kitchen, and a living/dining room combination, this updated pre-war home has the look and feel of a downtown loft. The nicely updated kitchen, which blends seamlessly into the spacious living and dining area, has been outfitted with a breakfast bar for casual meals, stainless steel appliances, plenty of storage, and Silestone countertops. HDFC income restrictions are strictly enforced - One person: $95,520. Two people: $109,200. Three people: $122,880. Four people: $136,440. Five people: $147,360. Six people: $158,280. See floor plan and full details here.

313-East-Houston-Street-01 All images of 313 East Houston Street via Compass
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From the listing: Welcome home to this unique three-bedroom apartment with brand new renovated bathroom, incredibly low maintenance, and high ceilings in one of the most desirable neighborhoods in the city! Located on Houston and Clinton and only one flight up the second floor. This flexible HDFC apartment is around the corner from the iconic Clinton Bakery as well as all the great restaurants on Clinton street in addition to having access to all the hot spots in the Lower East Side and East Village. See floor plan and full details here.

408-West-25th-Street-01 All images of 408 West 25th Street via Compass
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From the listing: This stylish home has been featured in Apartment Therapy and it's easy to see why; It's spacious, inviting, and intuitive. The 9.5-foot ceilings create a sense of air and light, while the windowed eat-in kitchen is thoughtfully laid out with sleek granite countertops, plenty of cabinetry and prep space. The windowed bathroom has been recently renovated and boasts elegant stone tiles and modern fixtures. This HDFC co-op has income resale and subletting restrictions: Total household income cannot exceed $54,000 per year at the time of purchase. See floor plan and full details here.

169-Allen-Street-01 All images of 169 Allen Street via Cooper & Cooper Real Estate
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From the listing: Wonderful light fills this charming home with east and west exposures. Located in the heart of Lower East Side, the vibrant neighborhood is filled with exciting restaurants, cafes, shops, cultural destinations, markets and so much more. This is an HDFC unit with income restrictions set at 165% of AMI (Area Median Income). Income Cap / Family Size: 1 person is $131,340. 2 people is $150,150. 3 people is $168,960. See floor plan and full details here.

176-West-81st-Street-01 All images of 176 West 81st Street via Brown Harris Stevens
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From the listing: Nestled in the heart of all that is unique and special about the Upper West Side, this spacious 4th floor (no elevator) home is a gem just waiting to be cherished as it has been by the long time current owner. Living room has northern exposure with three large windows. This is an HDFC income limited building, and income limitations are as follows: one individual: $95,520; two individuals:$109,200; three individuals: $122,880; four individuals: $136,440; five individuals: $147,360; six individuals: $158,280; seven individuals: $169,200. See floor plan and full details here.

240-West-112th-Street-01 All images of 240 West 112th Street via Douglas Elliman
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From the listing: Now available, this classic 3-bedroom apartment has been outfitted with top of the line finishes. Gut renovated in 2013 with new wiring and plumbing. Only two apartments per floor ensures this airy and spacious unit is ideal for social distancing or working from home. Exposed brick walls, polished, red pine floors and soaring 10' ceilings makes this floor-thru apartment a rare gem. This is an HDFC building: Max income for a family of 3 people is $70K. See floor plan and full details here.

219-West-144th-Street-01 All images of 219 West 144th Street via Compass
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From the listing: Nestled between Adam Clayton Powell and Frederick Douglass Boulevards, this large one-bedroom, one-bathroom walk-up is ready to be your new home. It comes updated with new flooring and a washer dryer combo machine, along with tons of cabinet space. You'll love the details like the original details on the walls throughout the apartment, an updated bathroom and west-facing views with lots of light all day. Income guidelines under Section 576 of Article Xl in the Private Housing Finance Law. See floor plan and full details here.

208-West-119th-Street-01 All images of Garden Court via Halstead
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From the listing: Ideally located in the middle of everything Harlem has to offer. The kitchen has been renovated with stainless appliances. Interiors feature high ceilings and hardwood floors with beautiful northern light. This is an elevator building with 24-hour security. For one person the maximum income is $131,340; for a family of two $150,150. See floor plan and full details here.

64-East-111th-Street-01 All images of La Celia via Sotheby's
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From the listing: Stunning, south facing sun-drenched 2-bedroom residence at La Celia offers spacious bedrooms, high quality finishes and rarely available private parking space. A spacious entrance foyer with 2 large closets leads to an expansive living room with an open kitchen and a large island. This open and airy apartment with European wide plank oak flooring boasts superb southern light from 6 south-facing oversized double paned windows. Up to 175% AMI permitted. See floor plan and full details here.

114-East-98th-Street-01 All images of 114 East 98th Street via Cooper & Cooper Real Estate
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From the listing: Lovely unit with good light, updated kitchen, and easy access to Q and 6 trains as well as restaurants, nightlife, and other amenities. This is an HDFC apartment with some income-restricted as up to 120% of AMI. See floor plan and full details here.

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