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Saving up for a New York City apartment is a substantial goal, given the median condo price of $2.08 million and co-ops at $840K. Regardless of whether you're an all-cash buyer or getting a mortgage, monthly carrying costs are crucial. High payments can impact your debt-to-income ratio, affecting your eligibility for co-op board approval or a lender's requirements. Missing payments can lead to lawsuits and, in co-ops, potential eviction.
In co-ops, all shareholders pay maintenance fees, which are determined by your apartment's size. They cover property taxes, underlying mortgages, building insurance, and often utilities. These fees also handle common upkeep such as landscaping and pest control, plus building staff salaries and additional services, resulting in higher fees for buildings with more staff and services.

In this article:

The St. Tropez, 340 East 64th Street
The St. Tropez, 340 East 64th Street Lenox Hill
Monogram New York, 135 East 47th Street
Monogram New York, 135 East 47th Street Midtown East
Murray Hill House, 132 East 35th Street
Murray Hill House, 132 East 35th Street Murray Hill
The Hartley, 485 Central Park West
The Hartley, 485 Central Park West Central Park West
The Ashfield, 305 West 55th Street
The Ashfield, 305 West 55th Street Midtown West
Condo buildings have tenants paying common charges, covering similar expenses but excluding property taxes. While common charges are often lower than co-op fees, combined with taxes, they may surpass co-op maintenance fees. Charges are set based on unit size and, in some cases, location.
For those seeking lower carrying costs, the listings below feature relatively low maintenance fees or common charges. All have upcoming open houses and prospective buyers must schedule an appointment before attending.


Great Listings with Low Monthlies
Contact CityRealty to Book an Appointment



527 East 12th Street, #MW (Compass)

The Ashfield, #2A (Compass)

The Hartley, #2G (Nest Seekers LLC)

34 Bethune Street, #3F (Time Equities Inc)

100 Bank Street, #2G (Douglas Elliman Real Estate)

Murray Hill House, #18K (Christies International Real Estate Group LLC)

Riverwalk Landing, #10D (Corcoran Group)

728 Tenth Avenue, #4 (Douglas Elliman Real Estate)

Lineage II, #2A (Compass)

Southbridge Towers, #3H (Douglas Elliman Real Estate)
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The Saint Mark, #14J (Compass)

The Huntington, #21 (Corcoran Group)

234 West 20th Street, #2A (Douglas Elliman Real Estate)

305 East 4th Street, #1 (Compass)

223 West 10th Street, #2C (Compass)

West Village Houses, #5B (Compass)

175 East 2nd Street, #4B (Compass)

924 Lafayette Avenue, #3 (Serhant LLC)

The Creston, #6E (Wohlfarth & Associates Inc)

130 Barrow Street, #218 (Douglas Elliman Real Estate)

87 Barrow Street, #2N (Compass)

The St. Tropez, #8R (Keller Williams NYC)

123 South 1st Street, #3 (Serhant LLC)

Monogram, #21C (Douglas Elliman Real Estate)

The International Tailoring Company Building, #7I (Sothebys International Realty)

177 Union Street, #2 (Douglas Elliman Real Estate)

The Morse Building, #10B (Corcoran Group)

12 East 12th Street, #12SW (CORE Group Marketing LLC)

Everly, #PHA (Serhant LLC)

525 Broome Street, #PH6 (Corcoran Group)

45 Greene Street, #PH (Serhant LLC)
Would you like to tour any of these properties?
Just complete the info below.
  1. Select which properties are of interest to you:

Or call us at (212) 755-5544
Would you like to tour any of these properties?