Saving up for a New York City apartment is a substantial goal, given the median condo price of $2.08 million and co-ops at $840K. Regardless of whether you're an all-cash buyer or getting a mortgage, monthly carrying costs are crucial. High payments can impact your debt-to-income ratio, affecting your eligibility for co-op board approval or a lender's requirements. Missing payments can lead to lawsuits and, in co-ops, potential eviction.
In co-ops, all shareholders pay maintenance fees, which are determined by your apartment's size. They cover property taxes, underlying mortgages, building insurance, and often utilities. These fees also handle common upkeep such as landscaping and pest control, plus building staff salaries and additional services, resulting in higher fees for buildings with more staff and services.
In this article:
Condo buildings have tenants paying common charges, covering similar expenses but excluding property taxes. While common charges are often lower than co-op fees, combined with taxes, they may surpass co-op maintenance fees. Charges are set based on unit size and, in some cases, location.
For those seeking lower carrying costs, the listings below feature relatively low maintenance fees or common charges. All have upcoming open houses and prospective buyers must schedule an appointment before attending.
55a Downing Street, #4F
$645,000
Greenwich Village | Cooperative | Studio, 1 Bath | 600 ft2Open House: Sunday, January 7, 2024
55a Downing Street, #4F (Compass)
39 Argyle Road, #4B
$659,000
Flatbush | Condominium | 2 Bedrooms, 1 Bath | 714 ft2Open House: Sunday, January 7, 2024
39 Argyle Road, #4B (Douglas Elliman Real Estate)
2025 Ocean Avenue, #6A
$759,000
Midwood | Condominium | 2 Bedrooms, 2 Baths | 1,230 ft2Open House: Sunday, January 7, 2024
2025 Ocean Avenue, #6A (Corcoran Group)
299 13th Street, #3D
$849,000
Park Slope | Cooperative | 2 Bedrooms, 1 Bath | 800 ft2Open House: Sunday, January 7, 2024
299 13th Street, #3D (Corcoran Group)
54 Dupont Street, #3A
$895,000
Greenpoint | Condominium | 1 Bedroom, 1 Bath | 679 ft2Open House: Sunday, January 7, 2024
54 Dupont Street, #3A (REAVIS PARTNERS LLC)
The Eldertree, #3B
$975,000
Bushwick | Condominium | 2 Bedrooms, 2 Baths | 930 ft2Open House: Sunday, January 7, 2024
The Eldertree, #3B (Corcoran Group)
91 Butler Street, #4
$995,000
Boerum Hill | Condominium | 1 Bedroom, 1 Bath | 675 ft2Open House: Wednesday, January 10, 2024
91 Butler Street, #4 (Serhant LLC)
Grand Chelsea, #12A
$999,000
Chelsea | Condominium | 1 Bedroom, 1 Bath | 568 ft2Open House: Sunday, January 7, 2024
Grand Chelsea, #12A (Douglas Elliman Real Estate)
347 Gates Avenue, #2A
$1,065,000
Bedford-Stuyvesant | Condominium | 2 Bedrooms, 2 Baths | 819 ft2Open House: Sunday, January 7, 2024
347 Gates Avenue, #2A (Compass)
395 16th Street, #2
$1,195,000
South Slope - Greenwood Heights | Condominium | 2 Bedrooms, 2 Baths | 825 ft2Open House: Sunday, January 7, 2024
395 16th Street, #2 (Compass)
Factory Lofts, #1AD1
$1,200,000
Williamsburg | Condominium | 1 Bedroom, 2 Baths | 826 ft2Open House: Sunday, January 7, 2024
Factory Lofts, #1AD1 (Compass)
Kalahari Harlem, #B708
$1,350,000
Harlem | Condominium | 3 Bedrooms, 2 Baths | 1,386 ft2Open House: Sunday, January 7, 2024
Kalahari Harlem, #B708 (Compass)
212 West 72nd Street, #7F
$1,350,000 (-6.9%)
Broadway Corridor | Condominium | 1 Bedroom, 1 Bath | 714 ft2Open House: Saturday, January 6, 2024
212 West 72nd Street, #7F (Douglas Elliman Real Estate)
Would you like to tour any of these properties?
Just complete the info below.
Or call us at (212) 755-5544
The New Condos, #4A
$1,360,000
Williamsburg | Condominium | 2 Bedrooms, 2 Baths | 976 ft2Open House: Sunday, January 7, 2024
The New Condos, #4A (Corcoran Group)
218 Classon Avenue, #PH
$1,395,000
Bedford-Stuyvesant | Condominium | 2 Bedrooms, 2 Baths | 1,003 ft2Open House: Sunday, January 7, 2024
218 Classon Avenue, #PH (Corcoran Group)
The Future, #11C
$1,450,000
Murray Hill | Condominium | 2 Bedrooms, 2 Baths | 975 ft2Open House: Sunday, January 7, 2024
The Future, #11C (Brown Harris Stevens Residential Sales LLC)
389 E. 89, #9C
$1,500,000
Yorkville | Condominium | 2 Bedrooms, 2 Baths | 1,098 ft2Open House: Sunday, January 7, 2024
389 E. 89, #9C (Douglas Elliman Real Estate)
490 Lorimer Street, #1A
$1,500,000
Williamsburg | Condominium | 1 Bedroom, 1.5 Baths | 1,218 ft2Open House: Sunday, January 7, 2024
490 Lorimer Street, #1A (Douglas Elliman Real Estate)
528 4th Street, #3
$1,575,000 (-7.3%)
Park Slope | Cooperative | 3 Bedrooms, 2 BathsOpen House: Sunday, January 7, 2024
528 4th Street, #3 (Corcoran Group)
The Grinnell, #8H
$1,595,000 (-4.6%)
Washington Heights | Cooperative | 3 Bedrooms, 1.5 BathsOpen House: Sunday, January 7, 2024
The Grinnell, #8H (Compass)
473 Hicks Street, #4
$1,650,000
Cobble Hill | Condominium | 2 Bedrooms, 2 Baths | 1,267 ft2Open House: Saturday, January 6, 2024
473 Hicks Street, #4 (Douglas Elliman Real Estate)
478 3rd Street, #4R
$1,750,000
Park Slope | Cooperative | 3 Bedrooms, 1 Bath | 1,400 ft2Open House: Sunday, January 7, 2024
478 3rd Street, #4R (Compass)
128 East 28th Street, #6A
$2,199,000
Flatiron/Union Square | Condominium | 2 Bedrooms, 2 Baths | 1,290 ft2Open House: Sunday, January 7, 2024
128 East 28th Street, #6A (Brown Harris Stevens Residential Sales LLC)
661 Driggs Avenue, #2A
$2,425,000
Williamsburg | Condominium | 3 Bedrooms, 3 Baths | 1,352 ft2Open House: Sunday, January 7, 2024
661 Driggs Avenue, #2A (Corcoran Group)
22 Jefferson Avenue, #1
$2,445,000 (-2%)
Bedford-Stuyvesant | Townhouse | 3 Bedrooms, 3 Baths | 1,997 ft2Open House: Sunday, January 7, 2024
22 Jefferson Avenue, #1 (Douglas Elliman Real Estate)
239 Carlton Avenue, #1
$2,995,000
Fort Greene | Condominium | 2 Bedrooms, 2.5 Baths | 2,720 ft2Open House: Sunday, January 7, 2024
239 Carlton Avenue, #1 (Douglas Elliman Real Estate)
Fitzroy Townhouses, #A
$3,150,000 (-14.7%)
Chelsea | Cooperative | 3 Bedrooms, 2.5 BathsOpen House: Sunday, January 7, 2024
Fitzroy Townhouses, #A (Douglas Elliman Real Estate)
The Park Loggia, #22B
$3,595,000
Lincoln Center | Condominium | 2 Bedrooms, 2 BathsOpen House: Sunday, January 7, 2024
The Park Loggia, #22B (Douglas Elliman Real Estate)
TWO12 North 9th Street, #PHAC
$3,750,000
Williamsburg | Condominium | 4 Bedrooms, 3 Baths | 1,977 ft2Open House: Sunday, January 7, 2024
TWO12 North 9th Street, #PHAC (Compass)
31 Washington Street, #11
$4,850,000
DUMBO | Condominium | 3 Bedrooms, 2.5 Baths | 2,600 ft2Open House: Sunday, January 7, 2024
31 Washington Street, #11 (Douglas Elliman Real Estate)
126 Pierrepont Street, #TH
$15,000,000
Brooklyn Heights | Townhouse | 6+ Bedrooms, 5.5 BathsOpen House: Sunday, January 7, 2024
126 Pierrepont Street, # (Leven Real Estate)
Would you like to tour any of these properties?
Just complete the info below.
Or call us at (212) 755-5544
Would you like to tour any of these properties?